In a landmark move, the United Arab Emirates has launched its first Retail Sukuk programme, allowing citizens and residents to invest directly in Shariah-compliant Treasury bonds through digital platforms.
Previously accessible only to institutional investors, the new initiative marks a major step toward financial inclusion and broader retail participation in Islamic finance.
By enabling individuals to buy government-backed sukuk, the UAE aims to diversify investment options, deepen local capital markets, and reinforce its position as a regional hub for Islamic finance innovation.
Analysts see the move as a boost for personal savings and a new entry point for investors seeking low-risk, faith-compliant assets.
